Auto Insurance Requirements

Motorists within the Peach State are needed legally to keep automobile insurance to be able to register a vehicle or obtain state license plates, and failure to do this could prevent a resident from renewing, transferring, or replacing any existing license plates or tags. If your driver is caught with no proper protection they might be fined or even the vehicle under consideration might be impounded. To prevent these repercussions and manage a motor vehicle, residents are strongly asked to buy a suitable policy. Based on the Department of Revenue, all auto insurance policy must include $25,000 of bodily injury liability for any single person, $50,000 for 2 people or even more, and $25,000 for damage to property liability.

Included in the process of making certain motorists are properly covered, all vehicle owners must carry an auto insurance discount card inside their automobile all the time which details one’s policy, such as the names from the insured persons, the policy start and expiration dates, along with a quantity of other important details. Having one of these card alone, however, might not suffice as evidence of coverage. Whenever a motorist subscribes for auto insurance their automobile’s vehicle identification number (VIN) is transmitted through the coverage provider to become cross referenced using the state’s GEICS Insurance Database that is then open to police force officers and also the county tax commissioner. It's through this database, together with one’s coverage card, that the vehicle owner has the capacity to prove that they're properly insured.

Being Responsible with Car Insurance

Simply fulfilling their state requirements might not be enough coverage for a lot of motorists. Because they limits have the possibility to be quickly exceeded, many vehicle owners bring them up to be able to provide additional protection for which often comes down to just a few extra premium dollars annually. Furthermore, to become ready for various occasions, motorists might want to consider other styles of more coverage. Although has fairly extensive methods for determining whether a person is insured or otherwise, you may still find a truly alarming quantity of motorists that like to visit without coverage entirely, amounting to almost 12% from the state’s driving population. Having uninsured/underinsured coverage insures policyholders against collisions with your motorists as much as the limits from the policy.

Motorists ought to remain responsible drivers with enough coverage to safeguard against unfortunate repair or medical costs after any sort of accident, in addition to making certain the facts of one’s policy are accurate or more up to now. To check on these details a resident may contact the Georgia Department of Revenue or verify their Vehicle Insurance Status on the internet. If any details are incorrect, residents should immediately contact the Department of Revenue to be able to correct these mistakes and be sure there are no lapses in coverage. Periodically ensuring this post is correct might help prevent potential mishaps. Learning of errors beforehand is nearly always preferred over discovering similarly info after being stopped with a police officer.